moolah matters

money is evil. we should get rid of it.

An exercise in self-control

boracayI love Boracay. My boyfriend loves Boracay. My mom and my sister have been wanting to go to Boracay for as long as I can remember.

And so when I saw a dirt cheap Boracay promo at the Philippine Travel Mart – P3,500 for an all-inclusive 3 day, 2 night trip (airfare, transfers, accommodations, breakfasts) – I was all set to whip out my credit card and book a trip for 4.

You can’t get any cheaper than that. A decent trip would normally cost P6,000-P8,000 per person.

But thank God my boyfriend managed to stop me. And thank God my mom agreed with him.

Considering I’m currently somewhat broke, with tens of thousands of credit card debt remaining, booking that trip would have been the height of impulsive buying. Granted that it was cheap, it’s still something I can’t afford right now.

Right now, I have to remain focused on my 2 main financial goals:
1. Paying off my debts
2. Saving up a decent “buffer” and emergency fund.

Boracay will always be there, and there will be more travel marts and cheap promos in the future.

September 9, 2007 Posted by jetskee | financial advice, spending | | 5 Comments