Financial Hits and Misses

August was a difficult month in terms of financial management.

1. It was so incredibly busy and stressful that I wasn’t able to collect checks/claim payments on time, thus putting my September budget in peril.

2. I had a couple of unplanned expenses – my mom’s medical insurance premium (I thought it was due October), fees involved with getting a receipt from BIR (need one for a job) – both justified, but outside my budget.

3. I still forced myself to zero out one of my credit cards (Second one! Yay!), putting the balance in both my bank accounts to minimum.

Yes, I met one goal – zeroing out a credit card – but I’m near broke and I don’t know when my next check is coming in. I’ve begun charging stuff (gas and groceries) on my two remaining cards again, and payment for one of them is due today. Sigh.